Planning services tailored to you
From retirement income design to tax-smart investing, cross-border financial planning and education savings, Tina builds coordinated strategies around your goals and timeline.
Pricing
Clear, transparent planning fees tailored to your stage of life and financial complexity.
Individuals
Services Include:
- Goal setting and financial education.
- Pension, tax, cashflow, and retirement planning strategies.
- Guidance on CPP (Canada Pension Plan) & OAS (Old Age Security).
- Investment drawdown, downsizing decisions, estate planning, and long-term health discussions.
Cost: $2,500 – $4,000.
(Based on complexity of the financial plan.)
Couples/Families
Services Included:
Everything in the individual plan, plus:
- Household income review, income splitting, and spousal RRSPs.
- CPP and OAS coordination, tax minimization, and survivor income needs.
- Education savings and estate planning for children, with family estate meetings.
Cost: $3,000 – $6,000.
(Based on complexity of the financial plan.)
Business Owners
For those with more complex circumstances, such as business ownership, professional corporations, or cross-border needs, Tina offers Advanced Planning Mandates that coordinate tax, investment, and estate strategies alongside your existing advisors.
Services Included:
Everything in the Individual or Family plan, plus:
- Corporate structure review, family income, and dividend planning.
- Risk management, business transition or winding down, and corporate insurance.
- Management of corporate property.
- Cross-border planning
Cost: $5,000 – $10,000.
(Based on complexity of the financial plan.)
Tina Buckthorp Financial Services 